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Frequently asked Questions |
How quickly can I get my loan?
We aim to secure approval in principle within 24 hours of your application. You will be kept informed of progress at all stages. Professional underwriters will then guide you through the loan process; clearing all the obstacles and delivering the cash you need in the shortest possible time. Our experience and close day-to-day contact with the lender means we can get through the process quicker than most. The sooner you start the process the quicker we can help - so if you're ready, apply online now, or call a friendly operator on 0800 694 5566
What will my monthly payment be?
This depends on how much you borrow, and how long you intend to borrow the money for. Click here to use our loan calculators. You should only borrow an amount that you can afford to repay, click here to find out how much you can afford to borrow.
What information will you need?
Our lenders require accurate and truthful information to take a decision in principle. Our online application form proves this basic information. Click here to view the application form. Skilled underwriters will guide you through the documentation and more detailed enquiries that will be needed to secure the finance.
How long do I have to repay my loan?
We can arrange finance terms from 3 years to 25 years.
Can I insure my payments?
Yes, most customers choose to insure their payments. Payment protection gives peace of mind.
How does payment protection work?
If you lose your job or are off work through accident or sickness or redundancy, your repayments, subject to certain exclusions, are paid directly by the insurer.
Which loan companies do you deal with?
We have dedicated teams working in partnership with some of the best lenders in the country. This instant access means we can choose finance that matches your individual needs and get fast results.
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